Move Life Forward with a GSCU Checking Account!
A GSCU Checking Account delivers free access to:
OnLine Banking
Mobile Banking
Bill Pay
Mobile Deposit
Access to over 30,000 ATM's
Direct Deposit
ROUTING NUMBER: 211489494
If you’d like to open a checking account you’ll need a $10 deposit to establish the account. A savings account must be open with $10 in the account as the minimum balance. Please see rates for more information.
Mobile Banking and depositing checks on-the-fly has been a huge time-saver! I can do it from home and not worry about trying to get to the bank.
- Traci B.
Checking Benefits:
*The promotion period runs from October 1, 2022 through December 31, 2022. To qualify for entry, participants must open a new Granite State Credit Union checking account with a Visa® Debit Card, and enroll the card in our uChoose Rewards® program within the promotion period. 5,000 Bonus points (estimated value of $50) will be applied within 30 days of meeting the qualifications. Void where prohibited by law. By participating, entrants agree to be bound by these official rules. **Membership in uChoose Rewards® is free for Granite State Credit Union (GSCU) Visa® Debit Card holders. Registered card holders will earn one point for every $3.00 spent each time they use their GSCU Visa® Debit Card. It can take up to 60 days for your points to be credited to your account. You must accumulate at least 1,000 points before you can redeem your points. Points can be redeemed online for cash back, gift cards, travel rewards, PayPal purchases or merchandise by visiting www.uchooserewards.com. Unused points expire three years after issuance. Primary account owner must be a U.S. resident and eligible for uChoose Rewards® Program. The value of points/rewards is subject to change. Redemption of uChoose Rewards® Points constitutes acceptance of these terms and conditions.***You must be enrolled in direct deposit through your employer into a Granite State Credit Union share and/or share draft account. Subject to employer terms and conditions. Electronic deposits are available up to two business days early based upon when GSCU receives the funds from your employer and depending on timing of receipt into our Automatic Clearing House (ACH) database. GSCU cannot assume any liability for funds not depositing into the account early. This offer is subject to change without notice. Other exceptions may apply.
Your money, up to two days early, when you use Direct Deposit with GSCU!
Employers often process payroll a few days before payday, and rather than wait until payday to give you access to your funds, Granite State Credit Union empowers you with access to your money sooner. That way you can use those funds for the big stuff you need to cover and the little stuff you don’t want to miss out on!
Take advantage of this early access for funds from your:
Take better control of your bills! You can also arrange to have your account automatically debited to make pre-authorized payments, such as a monthly gym membership, by providing the credit union's routing number and your checking account number to the vendor.
*Pending electronic direct deposits are available up to two business days earlier when GSCU receives the funds via the Automatic Clearing House (ACH) database. GSCU does not assume any liability for funds not depositing into the account early.
Please ensure you have our routing number (211489494) and your account number (which can be found within OnLine Banking) in order to reorder checks. You can also login to your OnLine Banking account, select the Checking account you'd like to reorder checks for, click "More Actions" and "Reorder checks".
Deposit Required to Open Account | Minimum Required to Earn APY | Dividend Rate | Annual Percentage Yield (APY) | Alert Me |
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$10 | N/A | N/A | N/A | |
Rate may change after the account is opened and is subject to change without notice. Dividends are compounded monthly and will be credited to your account monthly. Fees and other conditions could reduce the earnings on these accounts. Please refer to our Schedule of Fees and Truth in Savings disclosures for more information. | ||||
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Deposit Required to Open Account | Minimum Required to Earn APY | Dividend Rate | Annual Percentage Yield (APY) | Alert Me |
---|---|---|---|---|
$10 | $1,000 | .05% | .05% | |
$10 | $10,000 | .05% | .05% | |
$10 | $25,000 | .05% | .05% | |
Rate may change after the account is opened and is subject to change without notice. Dividends are compounded monthly and will be credited to your account monthly. Fees and other conditions could reduce the earnings on these accounts. Please refer to our Schedule of Fees and Truth in Savings disclosures for more information. | ||||
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