Checking

What's better than FREE Checking?

How about plenty of amazing, FREE features? A GSCU Checking Account delivers access to OnLine Banking, Mobile Banking, Bill Pay, Mobile Deposit, access to nearly 30,000 ATMs, and more! 

Reorder checks online through Harland Clarke!

Please ensure you have our routing number (211489494) and your account number (which can be found within OnLine Banking) in order to reorder checks. You can also login to your OnLine Banking account, select the Checking account you'd like to reorder checks for, click "More Actions" and "Reorder checks". 

Reorder your checks today!

Tired of writing checks? Learn how to quickly pay your bills electronically with Bill Pay

Compare Our Checking Accounts

Table data for Compare Our Checking Accounts
 
Basic Checking Advantage Checking Alert Me
Minimum Deposit to Open $10 $10
Minimum Balance to Earn Dividends N/A $1000
Earns Dividends No Yes
Tiered Dividend Rates No Yes
Unlimited Checking Writing Yes Yes
Free Check Images with Statements Yes Yes
Free Check Copies via OnLine Banking Yes Yes
Free OnLine Banking Yes Yes
Free Mobile Banking Yes Yes
Free Mobile Deposit Yes Yes
Free Bill Pay Yes Yes
Person-to-Person Payments Yes Yes
Free eStatements Yes Yes
Free Instant Issue Debit Card Yes Yes
Surcharge Free ATMs Yes Yes
Thousands of Shared Credit Union Locations Yes Yes

Rates

Table data for Basic Checking Rates
 Effective 12-12-2018
Deposit Required to Open Account Minimum Required to Earn APY Dividend Rate Annual Percentage Yield (APY) Alert Me
$10 N/A N/A N/A
Rate may change after the account is opened and is subject to change without notice. Dividends are compounded monthly and will be credited to your account monthly. Fees and other conditions could reduce the earnings on these accounts. Please refer to our Schedule of Fees and Truth in Savings disclosures for more information.

Table data for Advantage Checking Rates
 Effective 12-12-2018
Deposit Required to Open Account Minimum Required to Earn APY Dividend Rate Annual Percentage Yield (APY) Alert Me
$10 $1,000 .05% .05%
$10 $10,000 .05% .05%
$10 $25,000 .05% .05%
Rate may change after the account is opened and is subject to change without notice. Dividends are compounded monthly and will be credited to your account monthly. Fees and other conditions could reduce the earnings on these accounts. Please refer to our Schedule of Fees and Truth in Savings disclosures for more information.

Overdraft Protection

Ever write a check for more than you had in your checking account? You're not alone. 

Overdraft Line-of-Credit

Protect your account from overdrafts with a simple line-of-credit (up to $5,000) added to your GSCU Checking Account. 

Annual fee may apply.

Apply Online

Premium Overdraft Debit Card Protection

When you opt-in to Premium Overdraft Debit Card Protection, you can enjoy the peace-of-mind that comes from knowing you're covered if you find yourself in an "oops" moment of overdrawing your account. No embarrassment in or at the checkout line for a card being declined for insufficient funds.

Click here to read "What You Need to Know". After you have read "What You Need to Know" please submit the form below to opt-in. 

By submitting this form you are authorizing Granite State Credit Union to pay overdrafts on your ATM and debit card transactions.



Select one from below



Opt-in all eligible accounts
 
Security
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Direct Deposit & Pre-Authorized Payments

Choose to have Payroll, Social Security, and other benefit/pension checks automatically sent to your GSCU Checking Account. You can also arrange to have your account automatically debited to make pre-authorized payments, such as a monthly gym membership, by providing the credit union's routing number and your checking account number to the vendor. You can even build up your savings with Payroll Deduction - start a deduction from your payroll to your savings or checking account! 

Routing Number

Granite State Credit Union's routing number is 211489494.

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