Reminder: DO NOT give out your OnLine Banking credentials or debit card information.
We will be conducting system maintenance on Saturday, December 14, 2024. During this time, OnLine and Mobile Banking, our online account opening and loan application systems will not be available. We will have limited access to assist with phone inquiries and webchat messages during this time. We apologize for any inconvenience.
Your Credit. Your Financial Wellness.
Your credit score plays a large role in assessing your financial wellness and health. You can request your credit report each week for free from any of the three national credit reporting agencies: Equifax®, Experian®, and TransUnion®. GSCU recommends you pull your credit report from at least one credit reporting agency every four months to monitor your credit.
Your credit report shows your credit history and score. Lenders, creditors, insurers, employers, and businesses use your credit report to determine whether they want to do business with you and the terms they’d be willing to offer you. Better credit will lead to better rates and opportunities. It is important to check your credit history to understand your current credit position. Checking your credit reports can also help you detect any inaccurate, fraudulent, or incomplete information affecting your credit.
If you spot a mistake on your credit report, contact the credit bureau and the business that reported the inaccurate information. More detailed steps are listed here.
"Working with Granite State Credit Union, I became financially secure as a single woman raising two children. I was able to bring my credit score from a 502 to 804, purchase a vehicle, and now I'm in the process of trying to buy my home."
Member Testimonial
Visit https://www.identitytheft.gov/ and proceed with the provided steps.
OR
Schedule a private in-branch or video banking information session to take the mystery out of your credit score.
Submit a form to get started
Utilize this free, secure, service within OnLine or Mobile Banking to access your credit score anytime, anywhere.
Learn more
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