Funds will be deposited into your account within two (2) business days and will follow GSCU's regular funds availability schedule. Please refer to our Funds Availability Disclosure.
1) Any item that is stamped with a "non-negotiable" watermark.
2) Any item that contains evidence of alteration to the information on the check.
3) Any item issued by a financial institution in a foreign country.
4) Any item that is incomplete.
5) Any item that is "stale dated"* or "post dated"**.
6) Savings Bonds.
7) Third party checks***.
*Stale dated checks are defined as any check that is being negotiated more than six months after the date on the check.
**Post dated checks are defined as any check that is deposited before the date on the check.
***Third party checks are defined as checks that have been transferred by the original payee to a third party by means of an endorsement.
Yes, our eServices department will notify you via email.
If your check is rejected you can visit any one of our convenient locations to deposit the check. You can also mail your deposit to:
Granite State Credit Union
PO Box 6420
Manchester, NH 03108
Yes. You must endorse your check as follows: "For Mobile Deposit Only" and your signature.
Yes, select "View Deposit History" and then select the deposit you would like to view and then select "View Check". You will then be able to view the front and back of the check that was deposited for 30 days.
Mobile Deposit allows members to deposit checks utilizing their smartphone or tablet devices. You can deposit money in all of your GSCU share accounts.
Please contact a Member Services Representative at 1-800-645-4728 or send an email to firstname.lastname@example.org.
$5,000.00 limit per deposit and $5,000.00 limit per day.
The physical check should be retained in a secure location for a period of ninety (90) days. After this period expires you can destroy the check.