Due to staffing shortages as a result of positive COVID-19 cases, all GSCU locations will assist members via Drive-Up Service Only until further notice. In-branch lobby service will be available by appointment only.
Stay up-to-date with your credit score.
Participation is limited to U.S. Residents age 18 or older. Employees and volunteers of Granite State Credit Union (GSCU), and their immediate household are ineligible to participate or win. Promotion Period: To be eligible to win members must sign up for CreditSavvy before April 30th, 2021. Members signed up for CreditSavvy prior to the promotion will be automatically entered. GSCU will randomly draw one winner on May 3rd, 2021. Selected winner will receive a $250 Electronic Amazon Gift Card. By accepting the prize, the winning entrant acknowledges that GSCU has the right to use the winning entrants name, likeness, and voice in promoting that he/she is a winner, including print, internet, social media and broadcast media. This promotion is not sponsored, endorsed or administered by, or associated with Facebook, Instagram, Twitter, Amazon or Pinterest. The winner will be chosen at random from all the eligible entries. Federally insured by the NCUA.
To access through Mobile Banking:
CreditSavvy provides you all the information you would find on your credit file, including a list of open loans, accounts, and credit inquiries. You'll also see details on your payment history, credit utilization, and public records that show up on your account. With CreditSavvy, when you check your credit report, there will be no impact to your score.
No. CreditSavvy is entirely free and no credit card information is required to register.
No. Checking CreditSavvy is a “soft inquiry”, which does not affect your credit score. Lenders use ‘hard inquiries’ to make decisions about your credit worthiness when you apply for loans.
There are three major credit-reporting bureaus—Equifax, Experian and Transunion—and two scoring models—FICO or VantageScore—that determine credit scores. Financial institutions use different bureaus, as well as their own scoring models. Over 200 factors of a credit report may be taken into account when calculating a score and each model may weigh credit factors differently, so no scoring model is completely identical. No matter what credit bureau or credit scoring model is used, consumers do fall into specific credit ranges: Excellent 781–850, Good 661-780, Fair 601-660, Unfavorable 501-600, Bad Below 500.
Yes. CreditSavvy will monitor and send email alerts when there’s been a change to your credit profile.