Consumer Loan Rates

Table data for New & Used Auto Loans
Rates effective 01-16-2021
Model Year	Rates As Low As	Annual Percentage Rate (APR)*	Term	Estimated Monthly Payment/$1000
2014-2021	2.50%	2.68%	Up to 36 months	$28.86

2014-2021	2.75%	2.88%	Up to 48 months	$22.03

2014-2021	2.75%	2.86%	Up to 60 months	$17.86

2014-2021	3.25%	3.34%	Up to 72 months	$15.31

2014-2021	4.25%	4.33%	Up to 84 months	$13.79

2013 & Older	5.50%	5.61%	Up to 60 months	$19.10

Rates and amount financed are determined by your credit history. Rates are subject to change at anytime however the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information. *Annual Percentage Rate (APR) is based on a loan amount of $35,000 plus a $95 origination fee.

Table data for Snowmobile/ATV SPECIAL
Rates effective 01-16-2021
Model Year	Rates As Low As	Annual Percentage Rate (APR)*	Term	Estimated Monthly Payment/$1000
2014-2021	3.75%	3.94%	Up to 60 months	$18.31

Annual Percentage Rate (APR) based on a $20,000 loan, including a $95 origination fee with a 60 month term, at a simple rate of 3.75% and a monthly payment of $367.85. Estimated monthly payment does not reflect the additional cost of insurance. Rate and terms determined by credit history. Rate accurate as of 9/30/2020 and subject to change. Other rates and terms available. Collateral must be a 2014 and newer and be new to GSCU. Offer is limited to Snowmobiles and ATVs. Limited time offer. Federally insured by NCUA.

Table data for New & Used Motorcycle, Snowmobile, ATV, Personal Watercraft
Rates effective 01-16-2021
Model Year	Rates As Low As	Annual Percentage Rate (APR)*	Term	Estimated Monthly Payment/$1000
2014-2021	3.50%	3.68%	Up to 36 months	$29.30

2014-2021	3.75%	3.89%	Up to 48 months	$22.47

2014-2021	4.25%	4.36%	Up to 60 months	$18.53

2014-2021	4.75%	4.84%	Up to 72 months	$15.99

2013 & Older	5.75%	5.87%	Up to 60 months	$19.22

Rates and amount financed are determined by your credit history. Rates are subject to change at anytime however the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information. *Annual Percentage Rate (APR) is based on a loan amount of $35,000 plus a $95 origination fee.

Table data for New & Used Boats and RV Loans
Rates effective 01-16-2021
Model Year	Rates As Low As	Annual Percentage Rate (APR)*	Term	Estimated Monthly Payment/$1000
2014-2021	4.25%	4.43%	Up to 36 months	$29.64

2014-2021	4.25%	4.39%	Up to 48 months	$22.69

2014-2021	4.25%	4.36%	Up to 60 months	$18.53

2014-2021	5.25%	5.34%	Up to 72 months	$16.22

2014-2021	5.75%	5.83%	Up to 84 months	$14.49

2014-2021	5.75%	5.82%	Up to 96 months	$13.02

2014-2021	6.50%	6.31%	Up to 120 months	$11.23

2014-2021	7.50%	7.55%	Up to 180 months	$9.27

2014-2021	8.50%	8.54%	Up to 240 months	$8.68

2013 & Older	6.25%	6.36%	Up to 60 months	$19.45

Rates and amount financed are determined by your credit history. Rates are subject to change at anytime however the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information. *Annual Percentage Rate (APR) is based on a loan amount of $35,000 plus a $95 origination fee.

Table data for Personal Loans (Including Lifestyle Loans, Holiday Wish Loan and Debt Consolidation Loans)
Rates effective 01-16-2021
Rates As Low As	Annual Percentage Rate (APR)*	Term	Estimated Monthly Payment/$1000
8.25%	9.55%	Up to 36 months	$31.46

8.74%	9.73%	Up to 48 months	$24.76

9.74%	10.56%	Up to 60 months	$21.12

10.74%	11.46%	Up to 72 months	$18.91

11.74%	12.37%	Up to 84 months	$17.53

Rates and amount financed are determined by your credit history. Rates are subject to change at any time however the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information. *Annual Percentage Rate (APR) is based on a loan amount of $5,000 plus a $95 origination fee.

Table data for Home Improvement Loan
Rates effective 01-16-2021
Rates As Low As	Annual Percentage Rate (APR)*	Term	Estimated Monthly Payment/$1000
8.74%	8.95%	Up to 60 months	$20.64

9.74%	9.92%	Up to 72 months	$18.40

10.74%	10.90%	Up to 84 months	$16.99

Rates and amount financed are determined by your credit history. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information. Must be used for home improvements. Minimum term 60 mos. Maximum term 90 mos. Minimum loan amount $20,000. *Annual Percentage Rate (APR) is based on a loan amount of $20,000 including a $95 origination fee.

Table data for Other Collateral Loans
Rates effective 01-16-2021
Model Year	Rates As Low As	Annual Percentage Rate (APR)*	Term	Estimated Monthly Payment/$1000
2014-2021	4.25%	4.43%	Up to 36 months	$29.64

2014-2021	4.75%	4.89%	Up to 48 months	$22.92

2014-2021	5.25%	5.36%	Up to 60 months	$18.99

2014-2021	5.25%	5.34%	Up to 72 months	$16.22

2014-2021	6.25%	6.33%	Up to 84 months	$14.73

2014-2021	6.25%	6.32%	Up to 96 months	$13.27

2013 & Older	6.25%	6.36%	Up to 60 months	$19.45

Rates and amount financed are determined by your credit history. Rates are subject to change at anytime however the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information. *Annual Percentage Rate (APR) is based on a loan amount of $35,000 plus a $95 origination fee.