Due to staffing shortages as a result of positive COVID-19 cases, all GSCU locations will assist members via Drive-Up Service Only until further notice. In-branch lobby service will be available by appointment only.
Consumer Loan Rates
| Model Year | Rates As Low As | Annual Percentage Rate (APR)* | Term | Estimated Monthly Payment/$1000 |
|---|---|---|---|---|
| 2014-2021 | 2.50% | 2.68% | Up to 36 months | $28.86 |
| 2014-2021 | 2.75% | 2.88% | Up to 48 months | $22.03 |
| 2014-2021 | 2.75% | 2.86% | Up to 60 months | $17.86 |
| 2014-2021 | 3.25% | 3.34% | Up to 72 months | $15.31 |
| 2014-2021 | 4.25% | 4.33% | Up to 84 months | $13.79 |
| 2013 & Older | 5.50% | 5.61% | Up to 60 months | $19.10 |
| Rates and amount financed are determined by your credit history. Rates are subject to change at anytime however the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information. *Annual Percentage Rate (APR) is based on a loan amount of $35,000 plus a $95 origination fee. | ||||
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| Model Year | Rates As Low As | Annual Percentage Rate (APR)* | Term | Estimated Monthly Payment/$1000 |
|---|---|---|---|---|
| 2014-2021 | 3.50% | 3.68% | Up to 36 months | $29.30 |
| 2014-2021 | 3.75% | 3.89% | Up to 48 months | $22.47 |
| 2014-2021 | 4.25% | 4.36% | Up to 60 months | $18.53 |
| 2014-2021 | 4.75% | 4.84% | Up to 72 months | $15.99 |
| 2013 & Older | 5.75% | 5.87% | Up to 60 months | $19.22 |
| Rates and amount financed are determined by your credit history. Rates are subject to change at anytime however the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information. *Annual Percentage Rate (APR) is based on a loan amount of $35,000 plus a $95 origination fee. | ||||
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| Model Year | Rates As Low As | Annual Percentage Rate (APR)* | Term | Estimated Monthly Payment/$1000 |
|---|---|---|---|---|
| 2014-2021 | 4.75% | 4.92% | Up to 36 months | $29.86 |
| 2014-2021 | 4.75% | 4.88% | Up to 48 months | $22.91 |
| 2014-2021 | 4.75% | 4.86% | Up to 60 months | $18.76 |
| 2014-2021 | 5.25% | 5.34% | Up to 72 months | $16.22 |
| 2014-2021 | 5.75% | 5.83% | Up to 84 months | $14.49 |
| 2014-2021 | 5.75% | 5.82% | Up to 96 months | $13.02 |
| 2014-2021 | 6.50% | 6.31% | Up to 120 months | $11.23 |
| 2014-2021 | 7.50% | 7.55% | Up to 180 months | $9.27 |
| 2014-2021 | 8.50% | 8.54% | Up to 240 months | $8.68 |
| 2013 & Older | 6.25% | 6.36% | Up to 60 months | $19.45 |
| Rates and amount financed are determined by your credit history. Rates are subject to change at anytime however the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information. *Annual Percentage Rate (APR) is based on a loan amount of $35,000 plus a $95 origination fee. | ||||
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| Rates As Low As | Annual Percentage Rate (APR)* | Term | Estimated Monthly Payment/$1000 |
|---|---|---|---|
| 8.74% | 10.02% | Up to 36 months | $31.67 |
| 8.74% | 9.73% | Up to 48 months | $24.76 |
| 9.74% | 10.56% | Up to 60 months | $21.12 |
| 10.74% | 11.46% | Up to 72 months | $18.91 |
| 11.74% | 12.37% | Up to 84 months | $17.53 |
| Rates and amount financed are determined by your credit history. Rates are subject to change at any time however the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information. *Annual Percentage Rate (APR) is based on a loan amount of $5,000 plus a $95 origination fee. | |||
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| Rates As Low As | Annual Percentage Rate (APR)* | Term | Estimated Monthly Payment/$1000 |
|---|---|---|---|
| 8.74% | 8.95% | Up to 60 months | $20.64 |
| 9.74% | 9.92% | Up to 72 months | $18.40 |
| 10.74% | 10.90% | Up to 84 months | $16.99 |
| Rates and amount financed are determined by your credit history. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information. Must be used for home improvements. Minimum term 60 mos. Maximum term 90 mos. Minimum loan amount $20,000. *Annual Percentage Rate (APR) is based on a loan amount of $20,000 including a $95 origination fee. | |||
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| Model Year | Rates As Low As | Annual Percentage Rate (APR)* | Term | Estimated Monthly Payment/$1000 |
|---|---|---|---|---|
| 2014-2021 | 4.25% | 4.43% | Up to 36 months | $29.64 |
| 2014-2021 | 4.75% | 4.89% | Up to 48 months | $22.92 |
| 2014-2021 | 5.25% | 5.36% | Up to 60 months | $18.99 |
| 2014-2021 | 5.25% | 5.34% | Up to 72 months | $16.22 |
| 2014-2021 | 6.25% | 6.33% | Up to 84 months | $14.73 |
| 2014-2021 | 6.25% | 6.32% | Up to 96 months | $13.27 |
| 2013 & Older | 6.25% | 6.36% | Up to 60 months | $19.45 |
| Rates and amount financed are determined by your credit history. Rates are subject to change at anytime however the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information. *Annual Percentage Rate (APR) is based on a loan amount of $35,000 plus a $95 origination fee. | ||||
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