Personal Loans - Granite State Credit Union

A GSCU personal loan works for your unique needs!

Seize the moment
Act on opportunity
Cover expenses
Prep for the future

Banking with GSCU has taken a huge load off of our plate. We did a Debt Consolidation Loan with them bringing 7 payments down to 1. We have loved banking with them, making online payments is a breeze, and we definitely will be using them again if we ever need another loan!

- Steve H.

Get ahead of the holiday shopping shortages!

mAKE THIS SEASON THE EASIEST HOLIDAY SHOPPING EVER!

Take the worries out of holiday shopping.
Or consolidate higher interest rate debt.
Make you holiday wishes come true with a GSCU Holiday Wish Loan!

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Apply Today

Our gift to you - two hundred fifty dollars bonus cash

$250 to you!*

WHEN YOU CLOSE ON A Personal Loan, DEBT CONSOLIDATION, or Hassle-Free Home Improvement LOAN AT GSCU!

It's as easy as:

Apply online
Close electronically
$250 is deposited into your GSCU account!*

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Apply Today

*Participation is limited to U.S. residents age 18 or older. Offer subject to change at any time. Eligible loans are restricted to Personal Installment Loans and Debt Consolidation Loans. Minimum loan amount is $10,000 to receive $250. Eligible funds will be deposited directly to borrowers GSCU account within 7 business days of the loan closing date. Member assumes all responsibility for federal, state, income or other taxes applicable with the reward based on its fair market value. Loan rate, term and approval determined by credit history. Restrictions may apply. Void where prohibited by law. Federally insured by the NCUA.

Hassle-Free Home Improvement Loan

GSCU's Hassle Free Home Improvement Loan can fund your fixer-upper!

No Equity in the Home is Necessary
No Appraisal Requirement
No Traditional Closing Costs Apply
No Lien Placed on the Property
For Loan Amounts Greater than $20,000

Apply Online

Find out what financing option is best for your renovation!

Take the Quiz

Loan is a Personal Installment with a $95 origination fee. Minimum loan amount $20,000. Minimum term 60 months. Maximum term 90 months. Must be used for home improvements.

Personal or "Lifestyle" Loans

You are unique. An individual. We're here for you for each stage of life, and during ever changing times. A personal loan is an unsecured loan that provides the flexiblity to help you with your specific goals or needs.

Pay for smaller home renovations
Pre-buy pellets, firewood, or pre-pay fuel
Make snow removal easier this year
Consolidate debt
Manage medical expenses
Assist with moving costs
And more!

Apply Online

How much debt are you looking to consolidate?

Consolidate this much debt:

minus plus

for 36 months

and your monthly payment will be as low as:

Payment Amount

for 60 months

and your monthly payment will be as low as:

Loan Amount

for 84 months

and your monthly payment will be as low as:

Loan Amount

Apply Today

Calculations use lowest possible rate, and your rate and/or payment may differ.

Table data for Personal Loans (Including Holiday Wish Loans, Lifestyle Loans, and Debt Consolidation Loans)
Rates effective 12-03-2022
Rates As Low As	Annual Percentage Rate (APR)*	Term	Estimated Monthly Payment/$1000
9.25%	10.54%	Up to 36 months	$31.93

9.50%	10.49%	Up to 48 months	$25.13

10.00%	10.82%	Up to 60 months	$21.25

11.25%	11.96%	Up to 72 months	$19.17

12.25%	12.88%	Up to 84 months	$17.80

Rates and amount financed are determined by your credit history. Rates are subject to change at any time however the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information. *Annual Percentage Rate (APR) is based on a loan amount of $5,000 plus a $95 origination fee.

Table data for Home Improvement Loan
Rates effective 12-03-2022
Rates As Low As	Annual Percentage Rate (APR)*	Term	Estimated Monthly Payment/$1000
9.00%	9.20%	60 months	$20.76

10.25%	10.43%	72 months	$18.66

11.25%	11.41%	84 months	$17.26

Rates and amount financed are determined by your credit history. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information. Must be used for home improvements. Minimum term 60 mos. Maximum term 90 mos. Minimum loan amount $20,000. *Annual Percentage Rate (APR) is based on a loan amount of $20,000 including a $95 origination fee.

Personal

Get ahead of the holiday shopping shortages!

mAKE THIS SEASON THE EASIEST HOLIDAY SHOPPING EVER!

$250 to you!*

WHEN YOU CLOSE ON A Personal Loan, DEBT CONSOLIDATION, or Hassle-Free Home Improvement LOAN AT GSCU!

Hassle-Free Home Improvement Loan

Personal or "Lifestyle" Loans

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