Savings
Membership, and your financial future, starts with your GSCU Savings Account.
Start saving for your goals today!
Rainy Day Fund
Holiday Shopping
Taking a Vacation
And more!
To become a member you’ll need a $10 deposit to establish your savings account at GSCU and that $10 will remain in the account as the minimum balance. Please see rates for more information.
I love having a savings account that I can check right on my phone. Everyone is so friendly and nice!
- Christopher R.
Direct Deposit & Pre-Authorized Payments
Choose to have Payroll, Social Security, and other benefit/pension checks automatically sent to your GSCU Checking Account.
You can also arrange to have your account automatically debited to make pre-authorized payments, such as a monthly gym membership, by providing the credit union's routing number and your checking account number to the vendor.
You can even build up your savings with Payroll Deduction - start a deduction from your payroll to your savings or checking account!
| Basic Savings | Advantage Savings | Advantage Plus Savings | Money Market | Easy Money Market | Alert Me | |
|---|---|---|---|---|---|---|
| Minimum Deposit to Open | $10 | $10 | $50,000 | $2,500 | $10,000 | |
| Minimum Balance to Earn Dividends | $10 | $500 | $50,000 | $2,500 | $10,000 | |
| Earns Dividends | Yes | Yes | Yes | Yes | Yes | |
| Tiered Dividend Rates | No | Yes | No | Yes | No | |
| Free Check Images with eStatements | N/A | N/A | N/A | Yes | Yes | |
| Free Check Copies via OnLine Banking | N/A | N/A | N/A | Yes | Yes | |
| Free OnLine Banking | Yes | Yes | Yes | Yes | Yes | |
| Free Mobile Deposit | Yes | Yes | Yes | Yes | Yes | |
| Free eStatements | Yes | Yes | Yes | Yes | Yes | |
| Free Payroll Direct Deposit | Yes | Yes | Yes | Yes | Yes | |
| Thousands of Shared Credit Union Locations | Yes | Yes | Yes | Yes | Yes | |
| Free Instant-Issue ATM Card | Yes | Yes | Yes | Yes | Yes | |
| Surcharge-Free ATMs (GSCU or Co-Op ATMs) | Yes | Yes | Yes | Yes | Yes | |
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| Deposit Required to Open Account | Minimum Required to Earn APY | Dividend Rate | Annual Percentage Yield (APY) | Alert Me |
|---|---|---|---|---|
| $10 | $10 | .05% | .05% | |
| Rate may change after the account is opened and is subject to change without notice. Dividends are compounded monthly and will be credited to your account monthly. Fees and other conditions could reduce the earnings on these accounts. Please refer to our Schedule of Fees and Truth in Savings disclosures for further information. | ||||
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| Deposit Required to Open Account | Minimum Required to Earn APY | Dividend Rate | Annual Percentage Yield (APY) | Alert Me |
|---|---|---|---|---|
| $10 | $500 | .05% | .05% | |
| $10 | $2,500 | .05% | .05% | |
| $10 | $10,000 | .05% | .05% | |
| $10 | $25,000 | .10% | .10% | |
| $10 | $50,000 | .15% | .15% | |
| $10 | $100,000 | .15% | .15% | |
| Rate may change after the account is opened and is subject to change without notice. Dividends are compounded daily and will be credited to your account monthly. Fees and other conditions could reduce the earnings on these accounts. Please refer to our Schedule of Fees and Truth in Savings disclosures for further information. | ||||
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| Deposit Required to Open Account | Minimum Required to Earn APY | Dividend Rate | Annual Percentage Yield (APY) | Alert Me |
|---|---|---|---|---|
| $50,000 | $50,000 | .15% | .15% | |
| Rate may change after the account is opened and is subject to change without notice. Dividends are compounded daily and will be credited to your account monthly. Fees and other conditions could reduce the earnings on these accounts. Please refer to our Schedule of Fees and Truth in Savings disclosures for further information. | ||||
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| Deposit Required to Open Account | Minimum Required to Earn APY | Dividend Rate | Annual Percentage Yield (APY) | Alert Me |
|---|---|---|---|---|
| $10 | $10 | .05% | .05% | |
| $10 | $2,500 | .05% | .05% | |
| $10 | $10,000 | .05% | .05% | |
| $10 | $25,000 | .10% | .10% | |
| $10 | $50,000 | .15% | .15% | |
| $10 | $100,000 | .15% | .15% | |
| Rate may change after the account is opened and is subject to change without notice. Dividends are compounded monthly and will be credited to your account monthly. Fees and other conditions could reduce the earnings on these accounts. Please refer to our Schedule of Fees and Truth in Savings disclosures for more information. | ||||
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