With the recent Capital One Compromise we want to take this time to warn, and educate, members on fraud. Fraudsters utilize many avenues to commit fraud, including but not limited to, posing as your financial institution through phone calls and/or text messages.
Marriott International, the parent company of Starwood Properties has reported a cybersecurity breach which compromised the personal information of as many as 500 million individuals worldwide. The breach of information targeted the Starwood Properties guest reservation database by an unauthorized party on or before September 10, 2018.
While the holiday season means a spike in online and in-store traffic and sales, it also brings more fraud. Common fraud types include account takeovers, discount and coupon abuse, return abuse, payment fraud and scams.
At GSCU, we believe that there is more to a great Credit Union than just finances. We are New Hampshire and that means that we go beyond banking to be a part of the NH community. The best way to keep connected with GSCU is through our social media! Don’t believe us? Here are the reasons why:
We’re officially heading into Fall and beyond that, the holidays! It was a great summer at the credit union and we helped many members get new cars and some summer fun toys!
Did you know that it’s easier than ever before to apply for a loan at GSCU? Not only do we offer an online loan application, but now it’s also mobile-friendly! You can apply for a vehicle, personal, or even real estate loan right from your phone, anywhere you are!
Here is one story of how easy it was for a member to apply for, and get their new vehicle in just one day with GSCU.
The “tiny home movement” has been taking the Country by storm over the past few years. There are television shows dedicated specifically to this new trend, numerous magazines have featured tiny homes and, according to a survey done by the National Association of Home Builders, more than half of Americans would consider living in tiny homes.
Here at Granite State Credit Union we strive to support and empower our employees. We know that in order to serve our member’s the best we can, we must first serve and support our GSCU family. By focusing on maintaining a healthy work-life balance, we consistently reevaluate and improve our policies to ensure that our practices are the best they can be. We understand that life exists beyond your career which is why here at Granite State Credit Union we are not simply a job, but a lifestyle. As a company that emphasizes work-life and generational balance, stress management, growth encouragement, and adaptability we know that our employees can thrive.
Admit it, it is hard not to admire people who live a nomadic lifestyle. The freedom to travel to new places, meet new people and experience new things is appealing to most. In this day and age it seems like there are more and more people living life on the road - but how do they afford it? Contrary to popular belief, you do not need to be born into money or slave your life away in order to afford the nomadic lifestyle. Here are a couple tips and tricks to make living on the road that much more affordable.
What to consider when adopting a rescue pup:
Each and every dog comes with their own quirks and challenges, however when rescuing shelter dogs those quirks and challenges may be different than anticipated. Take into account the past, present, and future of your new, four-legged friend when adopting.
Not everyone is a natural negotiator, as it’s not something that we typically do on a daily basis. Just because you didn't barter the price of your last hair cut or insist that you got 2 for 1 apples on your last grocery trip doesn’t mean that you shouldn’t get a deal purchasing your next vehicle.
Capital One Financial Corporation (NYSE: COF) has announced that on July 19, 2019, it determined there was unauthorized access by an outside individual who obtained certain types of personal information relating to people who had applied for its credit card products and to Capital One credit card customers. Capital One is not affiliated with Granite State Credit Union, however some GSCU members may utilize Capital One credit card services.
Capital One will notify affected individuals through a variety of channels and will make free credit monitoring and identity protection available to everyone affected. For more information about this incident and what Capital One is doing to respond, visit www.capitalone.com/facts2019.
GSCU has been alerted that the phone number associated with the credit union's retired Telephone Teller System (800-368-2221,) is being used as part of a spoofing scam. Members are being contacted by what appears as a representative from GSCU. They are then asked to provide personal financial information including their debit card number. Members should not provide any information. Instead, hang up and contact a live GSCU Representative at 800-645-4728. If contacted, please report the incident to the Federal Trade Commission here.
Most can probably agree that they’d rather buy the new shirt they’ve had their eye on, get a bite to eat, or even take a little vacation than put their money into a savings account. The next time you are debating whether or not you should save or splurge on something you maybe don’t need consider these reasons to stay the course with savings and be mindful about your spending.
Moving into your new home can be both exciting and stressful at the same time. How much money should you save before moving? While moving costs vary, there are a few major factors that will help determine how much your move will affect your bank account.
It feels like Summer - make the most of the warm weather. We can help!
There is no need to break the bank to have beautiful, trendy home décor.
Here are some tips to give your home a makeover that is easy on your wallet.
Summer is here and the open road is calling: That means more motorcycles on the road. The best bikers and drivers take great care in all situations, whether they’re in heavy traffic on the highway, stuck in the rain or just taking a quick ride on a perfect day.
Think you’re getting a lot done by multitasking? Well, you’re probably not. Here are some reasons that research indicates why multitasking can actually make you less productive and not as effective.
Happy Mother’s Day to all the amazing Mom’s out there!
You only have one Mom. Here are some unique ways to celebrate her!
Counterfeit checks are one of the most common instruments used to commit fraud against victims. The goal for the fraudsters is to get the checks deposited “under the fraud radar”. They try to accomplish this by taking the human element out of the equation during these transactions, which is why there has been an increase in checks being deposited through the mobile app versus a deposit being made in branch.
In 2018, the credit union surpassed $400 million in total assets with member deposits increasing by more than $21 million primarily in regular savings and checking accounts.
Have you ever considered going to a Home Show but don’t know what to expect? Or maybe you have gone but were so overwhelmed you didn’t enjoy the experience. We’re here to help you explore your next local Home Show and get some great new ideas for your home!
Spring is just around the corner and that means it’s time to change our clocks. When we spring forward to daylight saving time, we lose an hour of sleep. Most of us feel the effect for a few days afterward. Losing even just one hour of sleep can cause you to feel tired the next day and impair your concentration.
Technology and the way we deliver service to our members is always changing and evolving. We strive to improve efficiency here at GSCU and the convenience to our members is always in the forefront of our efforts.
It’s the time of year for Tax Fraud! As people file their tax returns, cybercriminals target them with a variety of scams. Some people learn they are victims only after having their legitimate tax return rejected because scammers already fraudulently filed taxes in their name. According to the Internal Revenue Service (IRS), there was a 60% increase in 2018 in phishing scams that tried to steal money or tax data. So how can you prevent being scammed?
Improve your financial record keeping
Maintaining accurate financial records is vital. Monitor your business account every day. It will help you keep track of your expenses and adjust spending accordingly. Regularly logging into your online account is a great way to prevent identity theft.
Recently there have been more scams specifically targeting users of iPhones, iPads and Mac computers.
Hackers are able to steal Apple IDs and money from iPhone users. The scam works by accessing payment information from credit cards tied to iPhones.
To live a long life, you’ll need a healthy supply of money to go the distance with you. The risk of outliving your money is called “longevity risk.” Begin early and follow the following good financial habits, and you’ll increase the likelihood that your money will last as long as you will.
As 2018 draws to a close, we reflect on another great year for GSCU! One standout moment was being recognized as a Best Company to Work For by Business NH Magazine.
As a credit union striving to deliver the best possible service to our membership, we believe that starts with hiring great people, valuing our employees, and cultivating a positive work environment.
2018 was a busy year full of exciting ideas and projects! As we head into the New Year we look forward to showcasing some new member benefits to you.
Travel can be an exciting, eye-opening experience. It’s easy to get caught up in the thrill of adventure. But don’t forget about travel security and safety considerations while you’re travelling!
Have you noticed people posting quizzes on their Facebook answering questions such as their favorite book, dream vacation etc.?
The holiday season is a time that inspires many people to reach out to those in need.
Finding a cause you care about is the most important part of giving! Start by thinking about causes that matter to you on a personal level.