Use your ATM/Visa® Debit Card to access your Checking Account anywhere Visa is accepted!
Granite State Credit Union offers Enhanced Security Chip Cards, also known as EMV cards. If you do not have an EMV chip card you'll receive it when your current card expires. To get an EMV card earlier, you can visit any of our branch locations to receive an Instant-Issued card, or request to receive one via mail. If received by mail, activate it by completing a PIN-based transaction.
Our fraud monitoring network, Enfact, watches for suspicious or unusual transactions, and if a suspicious transaction appears on your card, soon you'll receive a text asking if it's legitimate. You can simply respond "YES" to confirm, or "NO" to report the transaction as fraudulent and have your debit card blocked from additional fraudulent charges!
In addition to text alerts, emails will also be sent with instructions on how to confirm a legitimate transaction or report it as fraud. Emails are sent from: noreply@EnFactNotifications.com
Ensure your cell phone number and email address are updated in our files so you can take advantage of this great offer! To update your contact information please visit a branch or send us a secure message via OnLine Banking!
You'll still be able to access ATMs supporting Visa or Plus networks with your card! Due to everchanging international fraud, GSCU routinely blocks countries with excessive fraud from performing ATM/Visa Check Card transactions. Contact us at 1-800-645-4728 if you plan to travel abroad so that we may alert our fraud monitoring service.
With the CardValet app, you can save time and maintain security safeguards to protect against fraud by controlling the cards in your wallet with the phone in your pocket.
Benefits of CardValet
Download the Quick Reference Guide for more information!
CardValet passwords must be at least eight (8) characters in length and must contain at least: one (1) upper case character, one (1) lower case character, one (1) number and one (1) special character.
The control settings take effect as soon as the “Updating information” message in the app stops.
CardValet alerts are sent as push notifications to the phone. The alerts also display under “Messages” in the CardValet app.
The My Location controls and alerts will check to ensure the merchant location is within a five (5) mile radius of the device set as “primary” within CardValet. These controls impact “card present” transactions only, therefore internet transactions are not impacted.
CardValet only shows the transactions that are performed with your GSCU Visa Debit Card. It does not show non-debit card transactions, such as in person teller transactions, electronic withdrawals or check withdrawals on an account.
Mobile Wallet solutions allow you to easily and securely make purchases at participating merchants with virtual GSCU Visa® Debit Cards.
Learn how to set up and use Apple Pay on Apple devices.
Learn how to set up and use Google Pay on Android devices.
Learn how to set up and use Samsung Pay on Samsung devices.
Members can select an image to print on their Visa® Debit Cards. These cards are available instantly at any of our branch locations!
You shop. You earn. You choose. You'll earn one (1) point for every $2.00 when you use your card as a credit transaction** — points you can later redeem for merchandise, travel, gift cards, activities, event tickets, and more. Learn more about registering your Visa® Check Card online in order to start accumulating points.
If you have more than one Visa® Check Card, you can link both to your UChoose Rewards under "Preferences" to accrue points on all of your purchases!
**A credit transaction using your Visa® Check Card is one in which you select "credit" rather than debit upon purchase.
Your card. Your style. Design and create your own, unique custom card in minutes!*
Design your own custom card today:
1. Upload the image from your computer
2. Review your card's new design
3. Submit your custom design
Please note if you are replacing an existing GSCU Debit or ATM card with a custom card you will receive a new card number. If you have reoccurring bills set up, upon receipt and activation of your new card, you will need to contact the vendor initiating the bill payment and switch the transaction to your new custom card information.
*There is a fee of $9.95 per card design you submit. You may update your picture as frequently as you like.
Granite State Credit Union reserves the right to determine, in its sole discretion, whether a submitted image will be accepted. All images submitted must have the consent of the owner, including those images downloaded from the internet. We will not accept images that may contain any of the following:
Note: This list is not exclusive and Granite State Credit Union retains the right to decide that any submitted image is not to be used.
Images that do NOT meet the above guidelines will be rejected and you will be notified. You may then submit another image. For more information, contact us anytime at 1-800-645-4728.
A custom GSCU ATM/Visa® Debit Card lets you customize how your GSCU ATM/Visa® Debit Card looks by using almost any digital picture to create a one-of-a-kind card. Show off your family, pets or your favorite vacation. Your custom card works the same as a regular GSCU ATM/Visa® Debit Card card and showcases your style.
Please use a high quality image - the better your image, the better your card will reproduce. Picture files can be in JPEG (.jpg), PNG, GIF, Bitmap (bmp) or TIFF formats. Please note, the larger the file size, the longer it will take to upload.
Just visit gscu.org/customcard, choose whether you want to create your custom GSCU ATM/Visa® Debit Card or a custom ATM card, upload your favorite digital picture and customize the image on your card by moving, rotating and resizing it. You can then preview the card and submit it. Your image will be reviewed for compliance in accordance with the Image Guidelines and once it's approved, you will receive your card in the mail within 7-10 business days. If for some reason your card image is denied after being reviewed, we will contact you.
For security reasons, your new custom card will have a different card number, expiration date, and CVV security code than your existing card. If you have items automatically billed directly to your GSCU ATM/Visa® Debit Card, you will need to update this information with the biller by contacting the biller and switching the transaction to your new custom card information. Upon activation of your custom card, you should destroy your old card immediately. Your GSCU Debit card will be deactivated approximately 30 days from the date you order your custom card.
Your checking account will be charged $9.95 each time you order a new custom Debit card. For ATM cards, your savings will be charged the fee.