Credit Center

Free Credit Report

Improve your financial health today! Credit plays a large role in assessing your overall financial wellness. You are allowed a free copy once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion.

Obtain your free credit report today! 


Your Credit Score. Daily.

NOW AVAILABLE! Stay up-to-date, and secure, with your Free Credit Score!

GSCU is excited to introduce CreditSavvy! Now you can access your credit score, as well as personalized tips on how to improve it. You can even refresh your score daily with no impact to your credit. 

CreditSavvy is conveniently accessed directly within OnLine Banking and our Mobile Banking App - you don't even need a new login!

To register:

  1. Log in to OnLine Banking
  2. Click the "Check My Score" tile
  3. Agree to CreditSavvy's terms and verify your information 
  4. See your score! 

To access through Mobile Banking:

  1. Log in to Mobile Banking
  2. Click "More" at the bottom of your screen
  3. Click "My Credit Score" to be brought to Credit Savvy!

Login to OnLine Banking

CreditSavvy Credit Score Monitoring Example

  • What is CreditSavvy?

    CreditSavvy provides you all the information you would find on your credit file, including a list of open loans, accounts, and credit inquiries. You will also be able to see details on your payment history, credit utilization, and public records that show up on your account. With CreditSavvy, when you check your credit report, there will be no impact to your score. 

  • Is there a fee?

    No. CreditSavvy is entirely free and no credit card information is required to register. 

  • Why do credit scores differ?

    There are three major credit-reporting bureaus—Equifax, Experian and Transunion—and two scoring models—FICO or VantageScore—that determine credit scores. Financial institutions use different bureaus, as well as their own scoring models. Over 200 factors of a credit report may be taken into account when calculating a score and each model may weigh credit factors differently, so no scoring model is completely identical. No matter what credit bureau or credit scoring model is used, consumers do fall into specific credit ranges: Excellent 781–850, Good 661-780, Fair 601-660, Unfavorable 501-600, Bad Below 500.

See all CreditSavvy FAQs

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