Flexible terms to help meet long-term goals.
Term Share Certificates
If you’d like to open a Certificate you’ll need a $500 deposit to establish the account. A savings account must be open with $10 in the account as the minimum balance. Please see rates for more information.
*Annual percentage yield with a $500 minimum deposit and 15 month term. APY is accurate as of January 19, 2023. The minimum balance required to open this account is $500.00. You must maintain a minimum balance of $500.00 in your account each day to obtain the disclosed APY. Early withdrawal penalties may apply and could reduce earnings. Other rates and terms are available. Rate is guaranteed from time of purchase to maturity.
You will need to complete an updated membership application. To do so, visit one of our branch locations, give us a call at 1-800-645-4728 or email us at firstname.lastname@example.org. Please note, all accountholders are required to sign to add or update beneficiaries.
Any accountholders can call or email and we will send them the membership application to sign and return either by email, fax or US mail.
You will need to provide their name, address, date of birth, and social security number. Providing their phone number and/or email address is also helpful to ensure we get in touch with them if the need arises.
Beneficiaries are not given rights to an account unless all owners have passed away. There is no involvement from them in order to be added. They do not sign, so they do not need to come in. This does mean you can add beneficiaries without them being aware of it and it is your responsibility to inform your beneficiaries. However, a beneficiary being aware does make the process easier and could mean faster disbursal of funds, as it eliminates GSCU trying to locate or contact the beneficiary if made aware of the owner’s passing. It may also eliminate funds sitting if we are unaware that the owner has passed.
If you are unsure who you have named as a beneficiary, reach out to us at a branch location, via phone at 1-800-645-4728, or email at email@example.com.