Certificates
Flexible terms to help meet long-term goals.
Term Share Certificates
IRA Certificates
If you’d like to open a Certificate you’ll need a $1,000 deposit to establish the account. A savings account must be open with $10 in the account as the minimum balance. Please see rates for more information.
Related Services
Youth Savings
| Term | Deposit Required to Open Account | Minimum Required to Earn APY | Dividend Rate | Annual Percentage Yield (APY) | Alert Me |
|---|---|---|---|---|---|
| 6 to 11 Months | $1,000 | $500 | .20% | .20% | |
| 12 to 23 Months | $1,000 | $500 | .25% | .25% | |
| 24 to 35 Months | $1,000 | $500 | .35% | .35% | |
| 36 to 47 Months | $1,000 | $500 | .40% | .40% | |
| 48 to 59 Months | $1,000 | $500 | .45% | .45% | |
| 60 to 71 Months | $1,000 | $500 | .55% | .55% | |
| 72 to 83 Months | $1,000 | $500 | .55% | .55% | |
| 84 to 96 Months | $1,000 | $500 | .55% | .55% | |
| Certificate rates are subject to change at anytime; however the rate will remain in effect for the term of the certificate once opened. Dividends are compounded monthly and will be credited to your account monthly. Withdrawals or fees may reduce the earnings on these accounts. Penalties may be incurred for early withdrawals. Please refer to our Schedule of Fees and Truth in Savings disclosures for more information. | |||||
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