I want to thank you for your patience and understanding as we experience extraordinarily high demand for teller and call center services. We are aware wait times are longer than are typical of GSCU and continue to do our best to respond to your needs as quickly as we possibly can. Please read our message, designed to provide you with more detailed information and some tips on accessing your accounts as quickly and conveniently as possible.

Certificates

Flexible terms to help meet long-term goals.

Term Share Certificates
IRA Certificates

Table data for Flexible Term Certificates - Term Share & IRA
Rates effective 01-16-2021
Term	Deposit Required to Open Account	Minimum Required to Earn APY	Dividend Rate	Annual Percentage Yield (APY)
6 to 11 Months	$1,000	$500	.30%	.30%

12 to 23 Months	$1,000	$500	.40%	.40%

24 to 35 Months	$1,000	$500	.50%	.50%

36 to 47 Months	$1,000	$500	.60%	.60%

48 to 59 Months	$1,000	$500	.70%	.70%

60 to 71 Months	$1,000	$500	.80%	.80%

72 to 83 Months	$1,000	$500	.80%	.80%

84 to 96 Months	$1,000	$500	.80%	.80%

Certificate rates are subject to change at anytime; however the rate will remain in effect for the term of the certificate once opened. Dividends are compounded monthly and will be credited to your account monthly. Withdrawals or fees may reduce the earnings on these accounts. Penalties may be incurred for early withdrawals. Please refer to our Schedule of Fees and Truth in Savings disclosures for more information.

Certificates

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