Branch Lobby Closures/COVID-19 Update

Due to escalating concerns related to the COVID-19 virus, all GSCU LOBBIES will be CLOSED. ALL DRIVE-UP LOCATIONS will remain OPEN to safely serve our members during business hours. NASHUA & SEABROOK LOCATIONS DO NOT HAVE A DRIVE-UP AND WILL BE CLOSED.

Consumer Loan Rates

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Table data for New & Used Auto Loans
 Rates effective 03-29-2020
Model Year Rates As Low As Annual Percentage Rate (APR)* Term Estimated Monthly Payment/$1000 Alert Me
2013-2020 3.25% 3.43% Up to 36 months $29.19
2013-2020 3.25% 3.39% Up to 48 months $22.25
2013-2020 3.25% 3.36% Up to 60 months $18.08
2013-2020 4.00% 4.10% Up to 72 months $15.65
2013-2020 4.50% 4.59% Up to 84 months $13.90
2012 & Older 5.50% 5.62% Up to 60 months $30.20
Rates and amount financed are determined by your credit history. All rates quoted include a discount for selecting 2 of the following services: life insurance, disability insurance, estatements or automatic payments, otherwise add .25%. Rates are subject to change at anytime however the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information. *Annual Percentage Rate (APR) is based on a loan amount of $35,000 plus a $95 origination fee.

Table data for Motorcycle Loan Special!
 Rates effective 03-29-2020
Model Year Rates As Low As Annual Percentage Rate (APR)* Term Estimated Monthly Payment/$1000 Alert Me
2013-2020 3.75% 3.89% Up to 66 months $16.79
Annual Percentage Rate (APR) based on a $25,000 loan, including a $95 origination fee with a 66 month term, at a simple rate of 3.75% and a monthly payment of $421.40 . Estimated monthly payment does not reflect the additional cost of insurance. Rate includes a .25% rate discount for electing any two of the following: eStatements, Automatic Payments, Credit Life Insurance or Credit Disability Insurance. Rate and terms determined by credit history. Rate accurate as of 3/2/2020 and subject to change. Other rates and terms available. Collateral must be a 2013 and newer and be new to GSCU. Offer is limited to motorcycles. Limited time offer. Federally insured by NCUA.

Table data for New & Used Motorcycle, Snowmobile, ATV, Personal Watercraft, and Other Collateral Loans
 Rates effective 03-29-2020
Model Year Rates As Low As Annual Percentage Rate (APR)* Term Estimated Monthly Payment/$1000 Alert Me
2013-2020 5.25% 5.44% Up to 36 months $30.09
2013-2020 5.25% 5.40% Up to 48 months $23.15
2013-2020 5.25% 5.37% Up to 60 months $18.99
2013-2020 5.75% 5.85% Up to 72 months $16.46
2013-2020 6.75% 6.84% Up to 84 months $14.98
2013-2020 6.75% 6.83% Up to 96 months $13.51
2012 & Older 6.25% 6.37% Up to 60 months $19.45
Rates and amount financed are determined by your credit history. All rates quoted include a discount for selecting 2 of the following services: life insurance, disability insurance, estatements or automatic payments, otherwise add .25%. Rates are subject to change at anytime however the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information. *Annual Percentage Rate (APR) is based on a loan amount of $35,000 plus a $95 origination fee.

Table data for New & Used Boats and RV Loans
 Rates effective 03-29-2020
Model Year Rates As Low As Annual Percentage Rate (APR)* Term Estimated Monthly Payment/$1000 Alert Me
2013-2020 5.25% 5.44% Up to 36 months $30.09
2013-2020 5.25% 5.40% Up to 48 months $23.15
2013-2020 5.25% 5.37% Up to 60 months $18.99
2013-2020 5.75% 5.85% Up to 72 months $16.46
2013-2020 6.50% 6.59% Up to 84 months $14.85
2013-2020 6.50% 6.58% Up to 96 months $13.39
2013-2020 6.50% 6.57% Up to 120 months $11.36
2013-2020 7.50% 7.55% Up to 180 months $9.27
2013-2020 8.50% 8.54% Up to 240 months $8.68
2012 & Older 6.25% 6.37% Up to 60 months $19.45
Rates and amount financed are determined by your credit history. All rates quoted include a discount for selecting 2 of the following services: life insurance, disability insurance, estatements or automatic payments, otherwise add .25%. Rates are subject to change at anytime however the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information. *Annual Percentage Rate (APR) is based on a loan amount of $35,000 plus a $95 origination fee.

Table data for Personal Loans (Including Lifestyle Loans, Holiday Wish Loan and Debt Consolidation Loans)
 Rates effective 03-29-2020
Rates As Low As Annual Percentage Rate (APR)* Term Estimated Monthly Payment/$1000 Alert Me
8.25% 9.55% Up to 36 months $31.46
8.74% 9.73% Up to 48 months $24.76
9.74% 10.56% Up to 60 months $21.12
10.74% 11.46% Up to 72 months $18.91
11.74% 12.37% Up to 84 months $17.53
Rates and amount financed are determined by your credit history. All rates quoted include a discount for selecting 2 of the following services: life insurance, disability insurance, estatements or automatic payments, otherwise add .25%. Rates are subject to change at any time, however the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information. *Annual Percentage Rate (APR) is based on a loan amount of $5,000 plus a $95 origination fee.

Table data for Home Improvement Loan
 Rates effective 03-29-2020
Rates As Low As Annual Percentage Rate (APR)* Term Estimated Monthly Payment/$1000 Alert Me
8.74% 8.95% Up to 60 months $20.64
9.74% 9.92% Up to 72 months $18.40
10.74% 10.90% Up to 84 months $16.99
Rates and amount financed are determined by your credit history. All rates quoted include a discount for selecting 2 of the following services: life insurance, disability insurance, estatements or automatic payments, otherwise add .25%. Rates are subject to change at any time, however the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information. Must be used for home improvements. Minimum term 60 mos. Maximum term 90 mos. Minimum loan amount $20,000. *Annual Percentage Rate (APR) is based on a loan amount of $20,000 including a $95 origination fee.

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