Though there are plenty of scams to look out for, there are also plenty of ways to stay safe. Lori Hodges, Vice President of North America Risk for Visa laid it out for us.
Don’t click unknown links. If you get an email or a text with a link you don’t recognize, the best thing to do is just click out of the window and delete the message.
Don’t offer up personal information. If you get a call asking for personal or financial information, just hang up. If you’re afraid it was really your bank, your credit card issuer, or someone from the government trying to contact you, you can always call them back via their customer service number. It’s important to keep in mind that these agencies never ask for your information when they call you. They would only ask for it if you initiate the call.
Edwards expects a rise in these scams going forward as the stimulus checks from the federal government are set to hit in the coming weeks. Fraudsters are going to be working tirelessly to get your information and reroute the money you are guaranteed to their own accounts.
If you do fall victim to one of these scams, call your financial institution right away, says Hodges. They can help to rectify the fraudulent charges and get your money back ASAP. In the meantime, the best way you can protect yourself is by remaining hyper vigilant on any and all unknown communications you may receive.
with Rebecca Cohen
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