It’s that time a year again when we often set goals, or resolutions, as we plan ahead for what’s to come! While historically many of our resolutions may fall to the wayside, I want to remind each of you that GSCU is here to help you meet your financial goals throughout your lives. Why not make 2023 the year that GSCU helps those financial resolutions stick all year!    

If you’re looking to consolidate debt and stop paying high-interest rates on credit cards, consider a Debt Consolidation Loan with GSCU. These loans can help you save and make paying your bills simpler with one easy payment that fits your monthly budget. We often work with members who have 4-6 credit card bills and have helped them save hundreds by refinancing those individual monthly payments into one simple payment with the credit union. 

Interested in learning more about credit scores and why they matter? Register for our virtual Credit Report 101 Seminar on January 18th for an overview of what makes up a score and tips to improve it! You can even schedule a free one-on-one session to go over your personal credit report in-depth with a GSCU representative. Register to attend. 

Is saving a high priority for you? Consider GSCU a safe place for your savings! We have term share certificate (CD) specials with current rates that are higher than they have been in three years! If you want a higher interest savings rate while retaining continual access to your funds, consider a GSCU Money Market Account. Most importantly – don’t forget to pay yourself first and save for your future by setting up direct deposit and sticking to a regular savings plan. 

Do you have travel plans for 2023? Make sure you have access to your money with a checking account that travels with you! Granite State Credit Union is part of the Co-Op Shared Branching network which provides free access to over 5,000 branches across the country and 30,000 ATM’s around the world. With a GSCU checking and a Visa® Debit Card you’ve got safe, convenient access for all your travels! 

Maybe physical fitness is on your list of resolutions this year? Consider a GSCU Lifestyle Loan to help fund your own home gym! Don’t forget that we’re helping members ring in the new year with $250 Bonus Cash when you close on a personal loan!*

And possibly the thing we all wish we had more of – time. GSCU can help with that too. Skip the branch lines and consider utilizing our easy, free, electronic services. Deposit checks from home with Mobile Deposit. Check balances, transfer funds, pay bills, and more with OnLine and Mobile Banking. Open a second savings account to help you meet your goals with our Online Account Opening. Or simply stay home during these colder months and schedule a Video Banking appointment!

If you do need to go to a branch, you have the opportunity to be served even faster with our Interactive Teller Machines (ITM). These machines act as an ATM 24/7, but also provide video access to a Live GSCU Teller during business hours. These calls are answered by a GSCU employee in our Contact Center and are able to assist members through the new ITM’s at ANY of our locations! They provide the service you know and love with the security you expect from GSCU. 

We’re always looking for ways we can better serve our members. We love to help our members reach their financial goals throughout their lives – from first steps to second chances, the first day of college to day 1,000 of retirement, GSCU is here. 

As always, we continue to offer our “Talk to the CEO” button on our homepage if there is a problem you need addressed or if you simply want to share feedback. Our Executive Team, including myself, continue to monitor these emails so we can respond quickly to assist you.  We are proud to lead the credit union and you can look forward to hearing more from other Executive Team members in the future. 

Happy 2023! I look forward to continuing to live boldly with Granite State Credit Union! Thank you. 

Denise Barstow

*Participation is limited to U.S. residents age 18 or older. Offer subject to change at any time. Eligible loans are restricted to Personal Installment Loans and Debt Consolidation Loans. Minimum loan amount is $10,000 to receive $250. Eligible funds will be deposited directly to borrowers GSCU account within 7 business days of the loan closing date. Member assumes all responsibility for federal, state, income or other taxes applicable with the reward based on its fair market value. Loan rate, term and approval determined by credit history. Restrictions may apply. Void where prohibited by law. Federally insured by the NCUA.