Our low-rate financing helps you handle whatever comes your way.
Expenses come up whether you plan for them or not. Whether furnishing a home, getting your finances back on track, or even taking a vacation, GSCU is here to help.
The personal loan as unique as you!
At GSCU, we recognize that our members are individuals, at many different stages of their lives. A Lifestyle Loan provides the flexibility you need to deal with unexpected circumstances, or opportunities!
Apply Online and receive an answer to your loan request in 60 seconds. Pre-approval is valid for 45 days.*
Call Lending After Hours 24/7 at 1.800.645.4728 to speak to a lending representative.
*A $95 loan origination fee for consumer loans will be added to the amount borrowed upon closing. Please see important disclosures.
|Rates As Low As||Annual Percentage Rate (APR)*||Term||Estimated Monthly Payment/$1000||Alert Me|
|8.25%||9.55%||Up to 36 months||$31.46|
|8.74%||9.73%||Up to 48 months||$24.76|
|9.74%||10.56%||Up to 60 months||$21.12|
|10.74%||11.46%||Up to 72 months||$18.91|
|11.74%||12.37%||Up to 84 months||$17.53|
|Rates and amount financed are determined by your credit history. All rates quoted include a discount for selecting 2 of the following services: life insurance, disability insurance, estatements or automatic payments, otherwise add .25%. Rates are subject to change at any time, however the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information. *Annual Percentage Rate (APR) is based on a loan amount of $5,000 plus a $95 origination fee.|
Let us take the mystery out of your credit score. In this informative session, a qualified representative will walk you through the jargon of a report, how scores are generated, and how to improve them. Schedule a private appointment to gain a better understanding of your credit report and discuss ways to improve your score today by completing the form below or calling 800.645.4728. This is a FREE benefit just for members!
Improve your financial health today! Credit plays a large role in assessing your overall financial wellness. You are allowed a free copy once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion.