Refinance Your Vehicle
You've Got Choices - We Have Options
Saving Money Feels Great - Here's How:
Lower your interest rate – you could be saving money over the life of your loan with a lower interest rate!
Lower your monthly payment – you could make more room in your budget and reduce your monthly payment by keeping the same term with a lower rate.
Own your car – whether you have a lease or want to refinance your loan from another institution, GSCU will work with you to find the best option for your needs. It may even put more money back in your pocket and pay off your auto loan faster!
Pay yourself back - put that vehicle sitting in your driveway to good use with a cash-out refinance. GSCU will pull the value of your vehicle, compare it to any outstanding loan balance, and see what equity you have available in your vehicle. Refinance and use the cash for whatever you want!
This is my 2nd car loan with Granite State and I could not be happier. I got a faster response, a lower interest rate, and they made the purchase go soooo much easier. Granite State Credit Union is now my "go to" lending source. Thank you GSCU!
- Alexander S.
Take Your Pick From a Variety of Options that Fit Your Budget
| Model Year | Rates As Low As | Annual Percentage Rate (APR)* | Term | Estimated Monthly Payment/$1000 | Alert Me |
|---|---|---|---|---|---|
| 2023 & Newer | 6.75% | 6.91% | Up to 42 months | $26.81 | |
| 2023 & Newer | 7.00% | 7.13% | Up to 54 months | $21.65 | |
| 2023 & Newer | 7.25% | 7.36% | Up to 66 months | $18.42 | |
| 2023 & Newer | 7.75% | 7.85% | Up to 78 months | $16.37 | |
| 2023 & Newer | 8.75% | 8.84% | Up to 90 months | $15.20 | |
| Rates and amount financed are determined by your credit history. Rates are subject to change at anytime however the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information. *Annual Percentage Rate (APR) is based on a loan amount of $35,000 plus a $95 origination fee. | |||||
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| Model Year | Rates As Low As | Annual Percentage Rate (APR)* | Term | Estimated Monthly Payment/$1000 | Alert Me |
|---|---|---|---|---|---|
| 2016 & Newer | 7.25% | 7.41% | Up to 42 months | $27.04 | |
| 2016 & Newer | 7.50% | 7.63% | Up to 54 months | $21.88 | |
| 2016 & Newer | 7.75% | 7.86% | Up to 66 months | $18.66 | |
| 2016 & Newer | 8.00% | 8.10% | Up to 78 months | $16.49 | |
| 2016 & Newer | 9.00% | 9.09% | Up to 90 months | $15.33 | |
| 2015 & Older | 9.25% | 9.36% | Up to 66 months | $19.40 | |
| 2015 & Older | 10.00% | 10.09% | Up to 90 months | $15.85 | |
| Rates and amount financed are determined by your credit history. Rates are subject to change at anytime however the rate will remain in effect for the life of the loan once disbursed. Estimated monthly payment does not reflect the additional cost of insurances. Additional rates and terms available. Please contact Member Services for additional information. *Annual Percentage Rate (APR) is based on a loan amount of $35,000 plus a $95 origination fee. | |||||
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