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Payment Protection

Look to your credit union first for low-rate financing and peace of mind. Protect your investment–and yourself–with credit protection options. Coverage can be conveniently included in your loan payment.

Credit Protection

(Credit Life, Single Credit Disability, Joint Credit Disability)

Studies show that the financial strain of disability is the leading cause of personal bankruptcies. Our payment protection plan helps provide peace of mind knowing that your monthly loan payment will be taken care of should you become totally disabled and unable to work due to a covered event. There are maximum loan amounts, maximum loan payments and age restrictions that apply. Your payments will be made on your behalf while you are out of work due to a totally disabling illness or injury. Credit protection will help provide one less payment for you and your family. You will not have to use funds from your savings account or borrow against other assets, such as your home or 401(k). In the event you should pass away before your vehicle loan is repaid, credit protection will pay off the remaining balance up to the maximum listed in the policy. The vehicle is paid for and becomes an asset for the family, rather than another liability. Restrictions apply.

Credit Disability and Credit Life Insurance is underwritten by CUNA Mutual Insurance Society. CDC:-0310-E256

Guaranteed Asset Protection (GAP)

Your credit union can also help close the gap with protection that picks up where auto insurance leaves off. Guaranteed Asset Protection (GAP) helps pay the difference between a vehicle’s actual cash value and your loan balance according to your policy. It protects you in the event your vehicle is damaged beyond repair, reported stolen, or declared a total loss. Coverage can be conveniently included in your loan payment. With GAP Plus, members receive $1,000 towards their new GSCU auto loan if financed within 60 days from the date of total loss of the covered vehicle.

Apply Online
Receive an answer to your loan request in just 60 seconds when you apply online. Pre-approval is valid for 45 days.*

Call 24-Hours a day!
Have questions? Call 24/7 to speak to a lending representative anytime with Lending After Hours at 1-800-645-4728.

*A $95 loan origination fee for consumer loans will be added to the amount borrowed upon closing. Please see important disclosures. Other fees may include $25 for Title (State of NH fee), $48 for UCC (State of NH fee), and VSI (insurance fee) amount varies. VSI Insurance protects the credit union in the event there is a problem with member's insurance.

SavingsLet a GSCU special savings account help you realize your savings dreams this year – whatever you’re saving for!
Save Your Way
our storySome may know us as an established neighborhood credit union with friendly staff and competitive rates. But, to most of our members, we're so much more than that.
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