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Mortgages


Learn more about our all new First-Time Home Buyer Program!

Now Offering Mortgage Life Insurance!

Peace of mind is the perfect addition to any home. Learn more today!

Refer-A-Loan

When you refer your friends and family for a consumer, mortgage or home equity loan, you both benefit! Learn more today!

Want to refinance your mortgage but having trouble due to the value of your home? If you owe more than your current home value and want to take advantage of a lower mortgage rate, we may have a program for you! For a limited time, we can refinance your mortgage up to 110% of your home's value, subject to mortgage criteria. Apply online, call or stop by any of our branch locations today!

Apply in minutes with our new Online Mortgage Application. Whether you're in the market for your first home, purchasing a vacation home, or refinancing an existing mortgage from another institution to lower your monthly payments, its never been easier to apply.


At GSCU you'll always deal with local, experienced Mortgage professionals because you're servicing stays with us.

  • Fixed Rate Mortgage
  • Adjustable Rate Mortgage
  • Low Down Payment Mortgage
  • Mortgage Refinance
  • Land Loan Mortgage
  • Construction Loan Mortgage

FHA & VA Loans
Are you looking for lower down payment mortgage options? FHA loans typically require a lower down payment, allow for 100% of the closing costs to be gifted and feature more flexible underwriting standards. Perhaps you are eligible for a VA Guaranteed Loan, where you can finance up to 100% of the purchase price of an eligible property. Apply for a FHA or VA loan here today. 

HARP (Home Affordable Refinance Program)
Harp was introduced by the Federal Housing Finance Agency (FHFA) and the Department of Treasury in early 2009 as part of the federal government's Making Home Affordable™ program. HARP provides eligible homeowners, who may not otherwise qualify for refinancing because of declining home values, the ability to refinance their mortgage into a lower interest rate and/or more stable mortgage product. Take the HARP quiz to learn if you qualify or call GSCU today!

Apply Online 
Start your application today and save it to complete later. You'll receive a personal login to access your saved application.

NMLS# 477276


Today’s Featured Rates*

All rates shown are based on the purchase of a single family primary residence.
*Rates may vary. Please click on the rate below to obtain the factors affecting the interest rate shown.

Your actual rate will depend on various factors including but not limited to loan type, credit profile, property type, appraised value, occupancy and loan size.