GSCU’s vendor will be completing system maintenance and updates to our OnLine and Mobile Banking from 1:00 PM to 4:00 PM on Saturday, September 25th. These services will be unavailable during this time. We apologize for any inconvenience.
If you’re on the fence about selling your home, we have a stat that might interest you. A study from the National Association of Realtors found that the median home price was $303,900 in January 2021 — a 14 percent jump compared to January 2020. The message? It’s a seller’s market. Here are some other things to consider if you’re ready to sell your home.
According to a recent study of Generation Z young people ages 18 to 25, buying a home remains top-of-mind even during the pandemic. The report found that 83 percent of Gen Z dream of buying a house within the next decade. However, the reality of the market and their financial situation is making things difficult for them.
Four questions to ask yourself before you refinance your mortgage.
With mortgage rates at their lowest point in years, you might be asking yourself if now is a good time to refinance your home loan. You’re not alone. According to the Mortgage Bankers Association, in early February, the volume of refinanced loans was at the highest level since 2013. Here are four questions to ask yourself before you join those homeowners who refinanced.
Refinancing your home is a big step to take. Before jumping into the refinancing process it is important to know exactly what you are doing, what your end goal is, and what additional details go along with the process. Start by meeting with your financial institution and discuss the questions below before following through with refinancing.
GSCU recently began holding First-Time Homebuyer Seminars at local breweries in Manchester, NH. Sema Costa, a Branch Specialist for GSCU, attended the first seminar with her husband is sharing her experience for our members!
Buying a home is often a long and stressful task. There are many options that you, and the seller, must navigate through. Deciding on location, finding the house, financing a huge investment – all of it leaves you with questions, including, what steps are actually required in home buying process?
The “tiny home movement” has been taking the Country by storm over the past few years. There are television shows dedicated specifically to this new trend, numerous magazines have featured tiny homes and, according to a survey done by the National Association of Home Builders, more than half of Americans would consider living in tiny homes.
Looking into applying for a home? Trying to understand the path to owning the home or property of your dreams? There are many factors that go into applying for a mortgage. It is important to understand the terms used in mortgage transactions to decide if a certain loan is right for you. Here is a list of the most pertinent mortgage-related terms that will help you in your home-buying process.
A seller’s market is when there are more buyers than sellers on the playing field at a certain point in time. Houses will fly on and off the market, often having multiple offers on one property. If you are planning to either buy or sell a home in a seller’s market, pay attention to these helpful tips.
Investment properties provide extra income but also require extra work and consideration. Here are some things to contemplate before you purchase an investment property...