Blog
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Still Going
How to handle debt in retirement
According to a recent report from the Federal Reserve, total household debt is rising quickly. The Fed found that debt levels jumped by $333 billion in the fourth quarter of 2021, the largest increase since 2007. And while that’s discouraging, the Fed also noted that debt levels among households where the head of family is 55 or older are also on the rise. For those households, it’s not a good sign for retirement. If you’re nearing retirement or already retired and carrying debt, here are some ways to handle it.
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Home Work
Things to know about the expensive items in homes
Your house very likely contains (and in some cases is made up of) many expensive items. Some are smaller — like a refrigerator — while others are huge — like your roof. When they break down, you’re faced with a tough call. Repair it or replace it? It’s an especially important question to think about when you’re buying, selling, or trying to maintain a home you’re planning to stay in for some time. Here’s what you should know.
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Save Now, Save Plenty
The best way to save money for your kids
There’s no way around it: Kids are expensive. There’s child care, medical bills, food expenses, college and much, much more. The best way to cover all those expenses? Start saving early. Here are some of the best ways to save money for your kids.
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Everything you need to know about free credit freezes
Here’s a guide on how to freeze and thaw your credit
Chances are pretty good that somewhere in the last few years, you heard about something called a credit freeze.
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Fighting inflation: How to save more on your weekly grocery bill
With food costs soaring, along with everything else, try these tips to lower spending
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Fraud Alert: Ukrainian Relief Fraud
Fraud during times of national or global crisis and upheaval are common as it gives an opportunity to tug at the heartstrings of individuals with sincere intentions to donate. The crisis in Ukraine is the latest global crisis to spark fraudulent calls, texts, emails, as well as social media posts and ads across the internet.
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2021 Annual Report To Members
In 2021, GSCU continued to navigate challenges presented by the ongoing pandemic and its impact upon business operations across all industries. With a comprehensive business contingency plan in place, GSCU ensured that branch drive-ups remained open to serve our members’ needs. And GSCU also realized tremendous growth, new opportunities and positive trends this past year!
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Adding Up
More states are considering financial literacy education programs.
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CreditLine CEO Message - April 2022
We’re heading into our busy season at the credit union and I am excited that we are doing so with open lobbies, some great new staff, and awesome opportunities for our members!
While drive-up only service allowed us to remain open throughout the last few months, even with staffing difficulties, we are happy to have so many new team members joining the credit union and helping us welcome you back at each of our locations. Thank you to our members for your patience as we navigated these challenging times. Please stop by to say hello to our staff, hear about new opportunities, and complete your banking needs in-branch once again.
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Cutting Back
Some ways to save on healthcare
According to a recent study, 50 percent of Americans admitted to skipping a doctor or dentist visit because it was too expensive. While medical care can be costly, there are ways to make it more affordable. Here are some tips to keep things in check.
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Financial literacy for teens: How to create responsible financial behaviors
Consider these 5 points when talking with young people about being more money wise
When it comes to teaching adolescents and teens the keys to financial literacy, there’s always room to improve.
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How to stop living paycheck-to-paycheck and finally get ahead
Take these 5 steps toward a more financially secure future
A report released in the spring of 2021 showed that more than half of Americans – some 56% – said they were living paycheck-to-paycheck. Other research, including that performed for my book “The Difference” produced similar findings.
What does that mean exactly?
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Right At Home
Affordable ways to update your home’s curb appeal
If you’re looking to sell your home, it’s time to buckle down on its curb appeal.
