I want to thank you for your patience and understanding as we experience extraordinarily high demand for teller and call center services. We are aware wait times are longer than are typical of GSCU and continue to do our best to respond to your needs as quickly as we possibly can. Please read our message, designed to provide you with more detailed information and some tips on accessing your accounts as quickly and conveniently as possible.

Mobile Deposit

Frequently Asked Questions

When will the funds be deposited and available within my account?

Funds will be deposited into your account within two (2) business days and will follow GSCU's regular funds availability schedule. Please refer to our Funds Availability Disclosure.

What do I do with the physical check once it has been deposited?

The physical check should be retained in a secure location for a period of ninety (90) days. After this period expires you can destroy the check.

What are the deposit limits?

$15,000.00 limit per deposit with a $15,000.00 limit per day.

What types of check deposits are NOT accepted through Mobile Deposit?

1) Any item that is stamped with a "non-negotiable" watermark.
2) Any item that contains evidence of alteration to the information on the check.
3) Any item issued by a financial institution in a foreign country.
4) Any item that is incomplete.
5) Any item that is "stale dated"* or "post dated"**.
6) Savings Bonds.
7) Third party checks***.

*Stale dated checks are defined as any check that is being negotiated more than six months after the date on the check.
**Post dated checks are defined as any check that is deposited before the date on the check.
***Third party checks are defined as checks that have been transferred by the original payee to a third party by means of an endorsement.

Will I be notified if my check is not accepted or if it is rejected?

Yes, our eServices department will notify you via email.

If your check is rejected you can visit any one of our convenient locations to deposit the check. You can also mail your deposit to:

Granite State Credit Union
PO Box 6420
Manchester, NH 03108